Small Business Health Plans

Small Business Health Plans-37
Our licensed agents shop and compare products from multiple insurers to find a solution that's optimal for each company's specific needs.Group health insurance plans are categorized as either indemnity plans (also known as "traditional indemnity," "fee-for-service," or "FFS" plans) or managed care plans.Those monthly premiums are then split between the employer and employees. ” - Tabatha, Nevada “I was unsure about choosing the right health plan for my business. e Health gave me the assurance I needed to find the right health plan.” - Any Screen Inc., Colorado “e Health guided me to the best options in health insurance for my business.

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Please note that your final monthly rate will be the same whether you apply through e Health, another health insurance agent, or directly with the insurance company.

e Health offers 900 group health insurance plans from 70 carriers throughout the United States.

Under the Affordable Care Act (also known as "Obamacare"), reimbursing employees for private insurance (individual or family health insurance purchased directly by the employee) is no longer allowed as of July 1, 2015.

This type of arrangement (often known as "employer payment plans") fails to satisfy the market reforms and may be subject to a $100 per day excise tax per applicable employee (or $36,500 per year, per employee) under section 4980D of the Internal Revenue Code.

If you or a key employee needs health insurance due to a medical condition, having small business group health insurance can help retain employees.

Shopping for small business group health insurance requires more work than an individual policy.

The insurance company will assess your group using a number of criteria, including the size and location of your company and the ages of your employees, to arrive at the final monthly rate, or premium.

As part of the Affordable Care Act, the health of your employees, including pre-existing conditions, no longer impact group health insurance rates.

Health Quote Insurance agency in Harford County, Maryland offers a comprehensive array of group health insurance plans to cater specifically to small business — from consultants and sales professionals to large employee groups.

We are experts at finding the right insurance policies for the particular needs and budget of your small business.


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